Why Invest in PointPay?

December 29, 2020   PointPay

PointPay is a cryptocurrency banking platform. It disrupts the traditional bank model by enabling low-cost and instant fund transfers across the globe using our native offchain technology and PointPay token (PXP). 1.5 billion people worldwide don’t have both financial literacy skills, and an access to banking services, but they would like to.

By purchasing PointPay token (PXP) you invest in the future of global crypto and blockchain Education through PointPay Crypto School. As a reward for contribution to World Education, PointPay token (PXP) holders get the right to earn higher yields (up to 20% annually) on a progressive scale on PointPay Blockchain-based Bank with Checking and Savings Accounts. Furthermore, PointPay token (PXP) holders are entitled to send instant payments within PointPay products with lower commission as well as trade on PointPay Crypto Exchange with reduced fees.

Finally, PointPay token (PXP) holders get an access to premium video tutorials with advanced trading strategies where we explain how to make money in the crypto market. Just one account for all the products! Join to PointPay! Join the Family of Banking and Learning!

PointPay Native Offchain Technology


PointPay has developed its own native offchain technology which enables you to send instant transfers to your friends and partners between Bank, Exchange, Wallet, Payment System and mobile crypto banking applications by PointPay

Implemented features

  • Instant transfers between all PointPay products
  • Competitive fees
  • Off-protocol confirmation of transactions
  • Discounts for internal transfers for PXP token holders

Upcoming features

  • Instant fiat transfers within PointPay ecosystem

PointPay Payment System


PointPay customers can buy most popular cryptocurrencies (BTC, ETH, USDT, XRP, LTC, etc.) directly from debit and credit cards for USD, EUR, GBP, etc. The sell option with lowest fees is also available for USD, RUB and UAH

Implemented features

  • Buy/Sell options
  • Major fiat currencies support
  • Major cryptocurrencies support
  • Fully automated conversion process

Upcoming features

  • Public API for fintech projects
  • Crypto acquiring for merchants
  • More providers
  • More fiat currencies

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