After checking the team roster of Viaz, I have come to the conclusion that this project does not inspire confidence in me. Please understand that the core team behind any innovative project, especially the one that operates in the field of finance/lending, must possess a full competency and many years of experience. In the case of Viaz, it does not meet that particular criterion. The first thing I did was check the LinkedIn profile of CEO Peter Meronek. The guy has been working all his life in the construction business. What made him pivot to the blockchain? That’s a red flag for me, big enough to disregard their offer.
There are dozens of projects floating out there that offer a solution similar to the one that Viaz has, maybe with the exception of the crypto collateral feature - it is quite interesting and fresh. It appears that there had been some confusion regarding the identity of some team members, but, apparently, it has been resolved. The VIAZ MVP has been made available to the public, which proves that the project is not stalling.
The VIAZ whitepaper was a nice read until I got to the part where it says that the app is based on the Tezos blockchain. I wouldn’t want to imply anything, but, as far as I know, Tezos is currently battling the four class action lawsuit for the sale of unregistered securities. I know that it doesn’t have a direct relation to the VIAZ project, but if Tezos is found guilty and ultimately flop, wouldn’t it affect all the products based on that blockchain? If so, it would be too bad because VIAZ are doing a good thing.
Viaz has a unique idea. The lending economy is a booming business. There are always those who are looking to borrow and those looking to lend. This simple supply and demand has created the need for VIAZ. There isn't any other way for the direction of the lending community to go. This billion dollar industry is poised to enter the blockchain with force and anyone invested in a blockchain-based loan company is going to be very successful. As long as this ICO doesn't sell out by the pre-sale, I'll put everything i've got to make sure I land on one of the biggest ICOs of 2019.
The main task of VIAZ is to create a decentralized financial platform to ensure user interaction and create a connection between the world of cryptocurrency and fiat money. It's advantages are loans in fiat money, high rates for investors and flexible loan options. Besides, it's void the necessity for intermediaries.
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